Secure Your Financial Future​

Transforming Lives And Building Wealth By Leveraging The Power Of The Infinite Banking Concept

Empowered financial literacy with tailored solutions and expert guidance

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Who We Are

ABOUT US

Meet N’Marie Crumbie, the brains behind Crumbie & Co. Wealth Partners. She spearheads the business with a laser-focused commitment to harnessing the power of the Infinite Banking Concept to pave the way for financial security and wealth accumulation.

What can we help you with:

Our Services

Let's grow your wealth

Everything "should" begin with the way you think.

Failing to think more deeply about financial concepts leads to the loss of thousands of dollars. The "basic" wisdom you follow ultimately results in large portions of your wealth being transferred to others. Those providing this wisdom benefit from these transfers. If they control your thinking, they control the outcome. You must develop a financial mindset that minimizes or eliminates wealth transfer. Our goal is to expand your thought process through knowledge so you will be able to make better financial decisions.

Achieve Financial Freedom With This Simple Concept

Learn this simple yet effective concept to reduce and/or eliminate the financial transfers of your wealth that you make every day, unknowingly and unnecessarily. You can recapture your wealth and enjoy a better lifestyle without the transfer of your money as profit to others. By utilizing this concept, your savings could be significant, and if properly applied, this knowledge could create a lifetime of infinite financial opportunities that you didn't have before.

Build Wealth for Life Through real estate investment

Real estate and the infinite banking concept shares similarities. They can work synergistically to get one dollar to do multiple jobs at the same time. By leveraging an infinite banking policy to invest in real estate and then using the real estate returns to repay the policy loans, you're essentially maximizing the value of one dollar across multiple roles simultaneously. This concept is gaining traction among savvy investors, providing enhanced control and bigger profits, thereby aligning with their core goals in real estate.

why choose Crumbie & Co

At Crumbie & Co., we will introduce you to financial concepts that reveal your role in major wealth transfers. Our exclusive strategies are tailored to prioritize your family’s financial goals like no other, setting us apart as industry leaders in empowering financial success.

Major Wealth Transfers

  • High-Interest Rates: Compounding interest on unpaid balances increases debt rapidly.
  • Fees and Penalties: Late payment and over-limit fees further erode wealth.
  • Income Taxes: Regular taxation on earnings significantly reduces take-home pay.
  • Property Taxes: Continuous obligation that can be a substantial annual cost.
  • Other Taxes: Sales taxes, estate taxes, and more that erode wealth.
  • Hidden Fees: Management and administrative fees can diminish returns.
  • Future Tax Liabilities: Deferred taxes may be higher upon withdrawal, reducing net retirement funds.
  • Poor Advice: Misguided financial strategies can lead to inefficient wealth management.
  • High Fees: Financial planners may charge high fees that cut into investment gains.
  • Income Loss: Lack of disability insurance can result in significant financial strain.
  • Medical Expenses: Unexpected medical costs can deplete savings.
  • Lost Opportunities: Receiving large refunds indicates overpayment and missed investment opportunities throughout the year.
  • Maintenance and Repairs: Ongoing costs that can be significant.
    Lost Investment
  • Opportunities: Money tied up in home equity could be invested elsewhere for potentially higher returns.
  • Improper Coverage: Overpaying for unnecessary features or underinsuring can be costly.
  • Missed Benefits: Not utilizing life insurance as a wealth-building tool effectively.
  • Depreciation: Cars lose value quickly, resulting in lost wealth.
  • Financing Costs: Interest on car loans increases the total cost of ownership.
  • Market Volatility: Poor investment choices can lead to significant losses.
  • Management Fees: High fees on investment accounts reduce net returns.

TESTIMONIALS

what our clients have to say

FAQ’s

Frequently Asked Questions

Infinite Banking works by utilizing the cash value accumulated in a whole life insurance policy as a source of financing for various expenses, investments, and opportunities. Policyholders can borrow against this cash value while still earning dividends and interest, providing a powerful tool for wealth creation and financial flexibility.

Infinite Banking can be beneficial for individuals who are seeking long-term wealth accumulation, tax advantages, asset protection, and financial flexibility. However, it’s important to consult with a financial advisor to determine if Infinite Banking aligns with your specific financial goals and circumstances.

Infinite Banking is a financial strategy that involves using specially designed whole life insurance policies to create a personal banking system, providing individuals with control over their finances and the ability to grow wealth over time.

Some benefits of Infinite Banking include tax advantages, guaranteed growth of cash value, liquidity, control over finances, asset protection, and the ability to create a legacy for future generations.

Getting started with Infinite Banking involves working with a knowledgeable financial advisor who can assess your financial situation, help you understand the concept, and customize a policy that aligns with your goals and objectives. Contact us today to schedule a consultation and learn more about Infinite Banking.

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