Client Services
Explore Your Options: Choose your path to success.
Contact us at 602-975-3011 for personalized guidance.
No 'Bricks and Mortar" Needed To
Become Your Own Banker
We're not referring to traditional banking methods; instead, we're discussing how to think like a banker without necessarily being a bank.
It’s about adopting the mindset and actions of a banker.
Banking is essential; without it, business would come to a complete halt. All money originates from a central pool, moving through us and returning to banks.
The key is how much control you can exercise over this process to manage your finances.
You don’t need to be wealthy to create a banking system that addresses your financial needs.
Mastering this control can be one of the most profitable pursuits of your life.
Why Clients Choose Us for Infinite Banking
At Crumbie & Co., we offer expert guidance in infinite banking, tailored to reveal your role in wealth transfers.
- We are Authorized Practitioners: As authorized infinite banking practitioners, we provide trusted and credible advice.
- We Personalize It: We bring extensive knowledge and experience, tailoring strategies to your unique goals and financial situation.
- We Education: We simplify complex concepts, helping you make informed decisions about your financial future.
- Dedicated Partnership: We are committed to your financial success, using infinite banking to help you achieve financial independence and security.
- Wealth-Kept Secrets – We reveal how you might be unknowingly and unnecessarily transferring away your wealth to others.
Major Wealth Transfers To Avoid
Tax Refunds
(Read more)
We'll C.L.U.E. You In!
Control
You call the shots with your stash! You decide when, how much, who, how often, and why. It’s not your employer’s money, the government’s, or your beneficiary’s—It's your money, your way, every day!
Liquidity
Access your money easily without fees or penalties. Withdraw, borrow, or let it grow. Unlike stocks or real estate, your cash value accounts can’t lose value. Your gains are locked in year after year.
Utilization
Cash value is under your control and can be used as your all-purpose financial tool, growing with tax-deferred, uninterrupted compound interest. Plus, you can borrow against it while it continues to grow with guaranteed interest
Equity
In real estate, you can borrow against growing equity without reducing the property’s value. Similarly, with infinite banking, borrowing from your policy’s cash value doesn’t reduce the account’s value; it continues to grow in full.
No Compromise. Just Maximize
Because it’s time to seek Infinite Banking advice from an "Authorized" Practitioner
Elevate your financial journey with an Authorized Practitioner who understands the precepts of infinite banking and is dedicated to upholding the esteemed reputation of the practitioner program.
Our expertise spans the fundamental principles and strategies behind infinite banking, from insider tips on policy design and management to the critical role of stewardship.
Our personalized strategies cater to families, businesses, entrepreneurs, professionals, and more.
You can verify our credentials and learn more about our expertise on the authorized practitioner finder page here. We’re excited to work with you!
Infinite Banking for Real Estate
Never Buy A House Cash – Do This Instead 👇🏾
If you’re considering a house purchase in the next 60-90 days, think twice before paying cash.
Let us show you how to buy a house and earn significant returns without tying up your funds. Using cash ties up your funds as home equity, making your money ‘lazy.’
Instead of focusing solely on interest rates or monthly payments and losing sight of how to maximize your money’s efficiency, let your money grow with uninterrupted compound interest using the infinite banking concept.
Then, use the cash value as collateral for major purchases, including real estate. The best part is that this strategy isn’t just for the wealthy—it’s accessible to everyone.
Let us show you how to make your money work more efficiently for you.
Subscribers ♥️ our Podcast!
Don’t Keep Us A Secret
CLIENT LOVE ❤️
Read Trustimonials From Families We’ve Helped!
Undefiled Religion2023-11-23 I am so glad we teamed up with Paul for the purchase of our new home! Even though we experienced some ups and downs because of the crazy real state market, Paul helped us to stick with it until we found our perfect place! He provides great advice and he will be on your side always. Thank you! Mary Dody2022-09-27 I have never experienced such great service and advice from any realtor I have ever used. Team Crumbie deserves much more than 5 stars for the great service and sale of our home. They are such experts on how to market a house, stage and get offers. We sold and closed on our home in less than 30 days. Now we are enjoying our granddaughters all the time in Colorado. If you want results contact the Crumbie Team. Mary Rio Verde, AZ Khari Towns2022-07-07 We needed a new place to live unexpectedly and the Crumbie Team came through right when we needed them. Amazing folks that treated us like family and gave us comfort and peace of mind throughout the entire process by recommending Home Loan, Moving and Locksmith companies among other things. In addition, they recommended us to pass on properties that did not meet our needs. And when we found a home even though our offer was not the highest price, the Crumbie Team's excellent negotiation skills, allowed us to negotiate from a position of strength and get our offer accepted as the best alternative to a negotiated agreement. Resulting in a win-win for all parties to the transaction. They also made multiple trips to the property for measurements and consultations to make sure personalization of your new home would be perfect. If you are looking for a team to buy or sell a home this is the one - they will fight for you and your families needs. I have already recommended them to an old college friend. Alex Sosa2022-05-30 The Crumbies are an exceptional tool in your home buying and selling process. We have used their services for purchasing and selling our home and never have to worry because they have your back! Paul is the nicest person you’ll ever meet and at the same time he is Sharp and precise on his moves to help you get the best deal possible. N’marie helped us analyze the received offers and led us in the direction of the best overall offer not only the one that loos like the highest bid to the untrained eye. If you are looking for a team that will give you top rated service plus amazing market knowledge and know how then you’ve found your agent. Thank you guys for your help and we look forward to working with you again in the future. Elizabeth Chavez2022-04-13 I’m not the kind of person that’s leaves reviews but this one is a very well deserved… Me and my husband are extremely satisfied with the service Crumbie Team offers. I think 5 stars is too little to express our satisfaction. My husband has known Paul for about 2 years. I’m not sure how they first come to contact but I can tell you our experience. We’re first time home buyer’s and of course that comes with a lot of the unknown & fears. Paul & his wife are very Professional, and always went the extra mile. Every concern and question we had, he would investigate. He always keep in mind our family needs and of course my husband needs with his work trailer. I can say he not only helped us find a home but also saved us money. He is a good negotiator, and always keep in mind our budget. Even after closing there was a issue with the Mortgage payment Changing from the original payment deal. He got that issue fixed. I Definitely recommend him to every person looking to buy or sale. Javad Gorjidooz2021-12-11 I have bought and sold many homes but never had a realtor broker like N'Marie Crumbie. She is caring, efficient, knowledgeable, responsive, helpful, and professional. Her market analysis and comparable was excellent to come up with the price for the property. Her negotiation skills are superb to bring the buyer to the table. In addition, she is kind and respectful. Christian Laursen2021-11-02 Paul and N'Marie are the perfect realtor team. Full of knowledge, kind, helpful and down to earth. I felt comfortable with them from day one. I was looking for a lot of land and needed both guidance and help being represented as a buyer. They helped me find lots and decide which would be best for my priorities. I found the perfect piece of land and are now designing my house for it. Very thankful and appreciated their help! Keisha Davis2021-10-27 I was in search for a realtor in Arizona, so I was put in touch with AgentCrumbie. From the moment I spoke to N’Marie & Paul about what I was looking for, my time line & what I could afford, they immediately went to work in search of a new home for me as well as educating me about Arizona, since I was purchasing the home living out-of-state. Although my offers were getting rejected, AgentCrumbie was very positive & encouraging even when I was not. After a few more rejections, someone did accepted my offer on a beautiful 3 bedroom, 2 bath home. And while things were progressing we/I ran into another situation that almost blew the entire deal, but once again AgentCrumbie step up and step in immediately defusing the issue and reassurance me that things will be okay & we will close. I would recommend anyone to AgentCrumbie because they will work with you and your situation, because they are not just an agent you’re gaining you’re gaining a friend as well. N’Marie & Paul is the agent everyone needs in there corner. Robert Buehs2021-07-21 Gail Harrington2021-07-13 AgentCrumbie are the best because they are so knowledgeable about the properties in Arizona, patient with their clients and serving their clients 24/7. We are so pleased with are new home. If you’re looking for a new home in Arizona the Crumbie’s is worth a call