Creating Your Own Banking System
The very First Principle that must be understood is that you Finance Everything Your Buy.
You Either Pay interest to someone else or you give up interest you could have earned otherwise.
there are no exceptions.
so What is the infinite banking Concept?
It is the process of controlling the banking function in your life
A transformative way to become your own banker, shifting how you save money and grow your wealth using existing debts.
It’s simple but different. It aims to redirect and recapture the interest paid to banks for major expenses like homes, cars, and education.
This isn’t a quick-rich scheme; it demands thoughtful, long-term planning. As Nelson Nash, creator of the Infinite Banking Concept, says, “Plan as if you are going to live forever and live as if you are going to die today.”
The Infinite Banking approach offers valuable insights for planning beyond your generation.
Become Your Own Source of Financing – No Credit Checks Required
The Infinite Banking Concept (IBC) embodies this idea of financial freedom. With IBC, you can access your funds through your specially designed whole life insurance policy without incurring taxes, penalties, or fees and without needing credit checks.
This ensures you can use your money easily and hassle-free when major expenses arise.
By leveraging your policy’s cash value, you maintain liquidity and reduce financial stress, making IBC a powerful tool for achieving true financial freedom.
Infinite Banking For Infinite Possibilities
With Infinite Banking (IBC), you’re in control of your financial future.
Whether you’re renovating a property, buying a car, paying for a wedding or tuition, paying off debts, or investing, IBC offers flexibility for infinite possibilities.
As you build wealth with IBC, it provides practical solutions for various financial needs. You can even pass it down as a legacy, ensuring wealth transfers across generations.
For example, if your family or business needs a new vehicle, you could finance it through a bank, incurring interest payments.
Alternatively, you could pay in cash, which means losing the potential growth that money could have earned if invested elsewhere.
There’s always an opportunity cost to paying cash. No exception.
more features of infinite banking
certainity
Rest assured, your cash value will grow every year. While the value of a dollar may depreciate, dollars paid into whole life insurance appreciate. Period.
cash flow
Through your life expectancy, you’ll receive more cash value per premium dollar every year. Sustainable withdrawals can be used as passive income at retirement.
creditor Protected
IBC functions as a cash flow system within a bulletproof environment—a financial bunker protected from creditors, ideal for uncertain times.
Child Policy
It’s a lifelong gift and the simplest way to secure your child or grandchild’s future, even if they become uninsurable later. No medical exams are required, offering pure peace of mind.
Family Bank
Imagine using your own banking system to support a family business or finance a home for your parents while teaching financial responsibility, promoting generational legacy, and ensuring financial prosperity.
Family Legacy
Building a financial legacy for your children and grandchildren is at the heart of the infinite banking concept. As Proverbs 13:22 reminds us, “A good man leaves an inheritance to his children’s children.”
Financial Security
Secure your financial future and gain the freedom to make decisive moves without external approval. This financial autonomy empowers you to make significant financial decisions, leading to a legacy of wealth.
Passive Income
You can create wealth, minimize risk, and ensure a dependable lifetime income, leading to a predictable and reliable retirement while reducing financial uncertainties.
Win the Tax-Game
By utilizing specially designed whole life insurance policies, you can grow your wealth in a tax-advantaged environment and keep more of your hard-earned money.
Five Simple Rules for IBC
• Think long range
• Don’t be afraid to capitalize
• Don’t steal from your system
• Don’t do business with banks
• Rethink your thinking…
